7 Chains for Global DeFi
In a four-chain DeFi stack, each chain plays a distinct role while remaining composable: AGO anchors trust as the sovereign settlement and treasury layer—setting monetary policy, mint/burn rules, reserves, and programmable compliance (KYC/AML registries) that other layers inherit; ASY emphasizes provable safety and a minimized attack surface, AUY is the enterprise commerce layer where businesses issue tokenized invoices, settle payroll and supplier flows, launch markets, and sync taxes/treasury hooks back to ASY; From micro-REITs to city-scale registries, ARY turns properties into liquid, composable building blocks that anyone can bundle, trade, and manage with a few on-chain calls. AIY acts as the high tech layer, where robot/AI agents manage oracles, risk, sustainability funds, auditing, and policy enforcement bots that coordinate liquidity across chains; and AXY is the consumer layer delivering wallets, payments, savings, micro-credit, and NFT/experience apps, honoring the guardrails from above. Value and rules cascade top-down (AGO→ASY→AUY→AIY→ARY→AXY), while demand signals, telemetry, and governance feedback flow bottom-up, with shared identity/data standards enabling seamless cross-chain execution without blurring each chain’s purpose. ABC is a bond system designed mainly for ASY/ARY/AGO investments backed by pool accounts of stablecoins.
Features
Cross-chain equalizer
(how they fit together)
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Shared Treasury Split: AGO aggregates flows; fixed shares back to chains: AXY (rebates/gas), AUY (credits), AIY (UBI/open models) and ARY (finance).
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Dynamic rates: Each rate band adjusts by a rule:
new_rate = base ± k * (Gini_target − Gini_observed)(using on-chain inequality proxy like Pareto tail; ZK-computed). -
Identity & privacy: Use proof-of-personhood + ZK range proofs to qualify for UBI/rebates without revealing income.
Government
Block rewards seigniorage; MEV capture; on-chain VAT on retail swaps
Public-goods pool, safety nets, matching funds
Converts extractive rents (MEV, inflation) into universal benefit & QF matching
Businesses
Rebate to low-income users, worker credits, QF for infra
Progressivity via rebates; aligns firms with public goods
High Tech Companies
UBI stream + open-model fund
Shares AI productivity gains with everyone
Consumer
Micro-VAT on luxury NFT/DeFi consumption; negative tax (rebates) on essentials
Instant rebates, fee discounts, gas stipends
Progressive by design; protects essentials while taxing luxury demand
The Seven Chains of the AB2BC Ecosystem
AB2BC runs on a unique four-chain (four-token) architecture, with each token serving a different community in the global economy. These interconnected layers – AXY (Consumer), AUY (Business), AIY (High Tech), ASY (Finance), ARY (Assets), AGO (Government) and ABC (Bonds) – work in harmony to facilitate seamless transactions while honoring the distinct role of each sector. This is how each layer contributes to our ecosystem:
7x
chains form a cohesive whole
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Each token operates in its own sphere, keeping consumer, commercial, innovation, and public economies stable on their own. Yet, thanks to AB2BC’s integrated smart contracts, they interconnect fluidly. The result is a harmonious financial ecosystem: value flows where it’s needed without ever leaving the system. Consumers, businesses, AI organizations, and governments can transact confidently, knowing they will always receive value in their own currency while contributing to a greater economic synergy.
The apps
Two apps front the ecosystem. Red Envelope is the wallet and member app for the AB2BC chains. AB2U Locate is the positioning app for AB2U sites — where things are, right now, with signed evidence. Each comes in more than one flavour, because what a device can do and what a market allows are not the same everywhere.
Red Envelope
Red Envelope — the wallet. Accounts, send and receive, the member programme, documents and the AI assistant. Sign in with Google, Apple, Microsoft, Facebook, LINE, Kakao or X; there is no seed phrase to write down. Open re.ab2bc.com.
Red Envelope Ace — the full surface. The same wallet with the advanced side unlocked: trading and investment, securities, lending, real estate, NFTs, custody and collateral, and agent services. Open ace.ab2bc.com.
iPhone and Android. The same wallet built as a native app, for on-device signing and for NFC hardware cards a browser cannot reach. In testing; not yet listed in the App Store or on Google Play — use the web version until it is.
AB2U Locate
AB2U Locate Ace — the web app. Your sites and their world model, turn-by-turn navigation indoors, the site planner that sizes and orders the hardware, and the assistant — carrying the same chain identity as Red Envelope. Open pos.ab2u.net.
iPhone and Android — the positioning edition. Positioning only: no wallet, no payments, no chain features. It does what a browser cannot: scan a room to build the world model, use the phone itself as a tag, and reach a gateway on your own private network. Submission to the App Store and Google Play is under way.
Hardware, coverage and pricing for a site: ab2u.net.
Web app or installed app?
The web versions are progressive web apps. Open the link and they run; install them and they stay. On iPhone and iPad use Share → Add to Home Screen; on Android and on desktop Chrome or Edge use Install app in the browser menu. An installed web app opens full screen like any other app, keeps you signed in, and updates itself — there is nothing to download again.
The native apps exist for what only a device can do: room scanning with LiDAR or the camera, ultra-wideband ranging so the phone becomes a tag, NFC hardware cards, and gateways on a local network that browsers refuse to reach. Everything else — your account, your sites, your records — is the same in either one. Both are available in 25 languages.
